Cameron Stephens’ Leadership Team. Front: Daniel Leitch, Scott Cameron, Katie Bonar, Riccky Dasgupta. Back: Sean Fleming, Steve Cameron, Michael Sheehan.
As the Canadian real estate market continues to evolve, Cameron Stephens remains at the forefront, delivering tailored financing solutions and strategic equity partnerships.
With a deep understanding of market cycles, asset values and a proven track record to generate risk-adjusted returns, the firm is well-positioned to navigate challenges and capitalize on opportunities for borrowers and investors.
A firm built to reimagine commercial real estate
Founded in 2004, Cameron Stephens has since originated $12 billion in committed loans. Their current portfolio is nearly $4 billion in assets under administration (AUA) representing $3.3 billion of institutional capital and over $700 million of private capital. This makes it one of the most active non-bank lenders in Canadian real estate financing. The firm has closed hundreds of transactions and funded projects across a diverse range of asset classes, including residential, industrial, storage, office and retail properties.
“We believe in the power of partnership. We are entrepreneurial in the way we operate as commercial real estate lenders. We work closely with our borrowers and investors to create win-win solutions built on trust.” said Steve Cameron, President and Chief Operating Officer.
“From day one, this firm has operated with its core values at the heart of every decision: precision, partnerships, persistence, integrity and an entrepreneurial mindset. These principles have been the foundation of our success and continue to guide everything we do,” he explained.
Adapting to market trends
Cameron Stephens has adapted its approach to the evolving real estate market, focusing on flexible, client-centric financing solutions that cater to the unique needs of developers. The firm offers a wide range of debt products, from land and construction to acquisition, bridge and term financing, positioning it to support a broad spectrum of development projects across Canada.
“Our ability to offer customized financing solutions reflects our deep understanding of market cycles and asset values on both the debt and equity side of the business,” said Cameron.
Cameron Stephens’ strong presence in Ontario, Alberta and British Columbia allows it to target high-growth regions, particularly urban and suburban areas where demand for new developments remains robust.
Innovative lending solutions: Cameron Stephens Mortgage Capital (CSMC)
Cameron Stephens Mortgage Capital (CSMC) is providing creative and flexible lending solutions across Canada. CSMC has built a reputation as a trusted partner for developers across various asset classes, including residential, land, industrial, retail and mixed-use projects. Typical loan sizes range from $15 million to $150+ million, with loan-to-value (LTV) ratios of up to 80%, ensuring flexible leverage for borrowers while balancing risk and return for investors.
Strategic equity partnerships: Cameron Stephens Equity Capital (CSEC)
Cameron Stephens has expanded its operations through its equity capital division, Cameron Stephens Equity Capital (CSEC), which focuses on strategic partnerships with developers. Founded in 2021, CSEC has already committed over $78.5 million in capital to fund development projects across Canada.
CSEC’s portfolio includes more than 2,400 total units under development, with projected revenues exceeding $2.3 billion. The firm’s equity investments target internal rates of return (IRR) between 16% and 22%, reflecting the high-quality developments in which it invests.
“We’re proud to offer accredited individuals and institutional investors access to premier development returns across Canada,” said Cameron. “Our approach ensures we are aligned with the interests of both our partners and investors, maximizing the growth potential for both.”
Future growth and market outlook
As Canada’s real estate market continues to evolve amid shifting economic conditions, Cameron Stephens’ ability to navigate market fluctuations, maintain flexibility and form strong partnerships has positioned it for continued success. Cameron Stephens believes it is poised to lead the next phase of growth in Canadian commercial real estate, empowering clients, investors and communities alike.
“Our business lives and dies by the amazing people that work here. Every person here embodies our core values and drives decisions through that system. This is the foundation of our organization’s ethos. We firmly believe that our team is the most valuable asset we manage, and because of this, I’m confident the possibilities for Cameron Stephens are limitless,” concluded Cameron.